Car Insurance for Teens Cost in South Carolina
Car insurance for teens in South Carolina costs about $5,890 a year ($491 a month), which is 7% above the US average. Most prices fall from $3,000 to $10,170.
Car Insurance for Teens Cost in South Carolina
| Low | Typical | High | |
|---|---|---|---|
| South Carolina | $3,000 | $5,890 | $10,170 |
| US average | $2,800 | $5,500 | $9,500 |
Insurers price by state because accident rates, theft, storms and legal costs differ from place to place. We rank South Carolina number 34 of 51 from cheapest to most expensive (1 is cheapest). State factor used: 1.07 (1.00 is the US average).
What the price covers
The figures are for a 16 to 18 year old driver, full coverage. Adding a teen to a parent policy is usually cheaper than a separate policy. Good-student and driver-training discounts help.
Ways to pay less in South Carolina
- Add the teen to a parent policy instead of buying a separate one.
- Ask about good-student and driver-training discounts.
- Pick a safe, older, modest car; sports cars multiply the price.
Frequently asked questions
How much is car insurance for a 16 year old?
In South Carolina the typical price is about $5,890 a year ($491 a month), with a range of $3,000 to $10,170.
Is car insurance for teens more expensive in South Carolina than average?
It is 7% above the US average of $5,500.
Is this a quote?
No. It is a modelled estimate. Get quotes for your exact situation.
Sources and method
- Insurance Information Institute: auto and homeowners insurance facts
- NAIC: average premium reports and consumer insurance guides
- Estimates only, not an insurance quote
Page last updated November 2026. See our editorial policy and disclaimer.