Minimum Coverage Car Insurance Cost in Kansas
Minimum coverage car insurance in Kansas costs about $760 a year ($63 a month), which is close to the US average. Most prices fall from $440 to $1,370.
Minimum Coverage Car Insurance Cost in Kansas
| Low | Typical | High | |
|---|---|---|---|
| Kansas | $440 | $760 | $1,370 |
| US average | $450 | $780 | $1,400 |
Insurers price by state because accident rates, theft, storms and legal costs differ from place to place. We rank Kansas number 25 of 51 from cheapest to most expensive (1 is cheapest). State factor used: 0.98 (1.00 is the US average).
What the price covers
The figures are for state-minimum liability only, clean record. Minimum liability pays for damage you cause to others, not your own car. Limits differ by state.
Ways to pay less in Kansas
- Minimum limits are low. One serious accident can exceed them and leave you personally liable.
- Many drivers add higher liability limits for a small extra cost.
- Check your state's minimum limits on its DMV or insurance department site.
Frequently asked questions
How much is liability insurance for a car?
In Kansas the typical price is about $760 a year ($63 a month), with a range of $440 to $1,370.
Is minimum coverage car insurance more expensive in Kansas than average?
It is close to the US average of $780.
Is this a quote?
No. It is a modelled estimate. Get quotes for your exact situation.
Sources and method
- Insurance Information Institute: auto and homeowners insurance facts
- NAIC: average premium reports and consumer insurance guides
- Estimates only, not an insurance quote
Page last updated November 2026. See our editorial policy and disclaimer.