Minimum Coverage Car Insurance Cost in Wisconsin
Minimum coverage car insurance in Wisconsin costs about $590 a year ($49 a month), which is 24% below the US average. Most prices fall from $340 to $1,050.
Minimum Coverage Car Insurance Cost in Wisconsin
| Low | Typical | High | |
|---|---|---|---|
| Wisconsin | $340 | $590 | $1,050 |
| US average | $450 | $780 | $1,400 |
Claim frequency, litigation rates and weather losses push prices up or down in Wisconsin. We rank Wisconsin number 6 of 51 from cheapest to most expensive (1 is cheapest). State factor used: 0.75 (1.00 is the US average).
What the price covers
The figures are for state-minimum liability only, clean record. Minimum liability pays for damage you cause to others, not your own car. Limits differ by state.
Ways to pay less in Wisconsin
- Minimum limits are low. One serious accident can exceed them and leave you personally liable.
- Many drivers add higher liability limits for a small extra cost.
- Check your state's minimum limits on its DMV or insurance department site.
Frequently asked questions
How much is liability insurance for a car?
In Wisconsin the typical price is about $590 a year ($49 a month), with a range of $340 to $1,050.
Is minimum coverage car insurance more expensive in Wisconsin than average?
It is 24% below the US average of $780.
Is this a quote?
No. It is a modelled estimate. Get quotes for your exact situation.
Sources and method
- Insurance Information Institute: auto and homeowners insurance facts
- NAIC: average premium reports and consumer insurance guides
- Estimates only, not an insurance quote
Page last updated November 2026. See our editorial policy and disclaimer.