Minimum Coverage Car Insurance Cost in Wyoming
Minimum coverage car insurance in Wyoming costs about $640 a year ($53 a month), which is 18% below the US average. Most prices fall from $370 to $1,150.
Minimum Coverage Car Insurance Cost in Wyoming
| Low | Typical | High | |
|---|---|---|---|
| Wyoming | $370 | $640 | $1,150 |
| US average | $450 | $780 | $1,400 |
Premiums in Wyoming reflect local claim costs, repair prices, weather risk and state insurance rules. We rank Wyoming number 14 of 51 from cheapest to most expensive (1 is cheapest). State factor used: 0.82 (1.00 is the US average).
What the price covers
The figures are for state-minimum liability only, clean record. Minimum liability pays for damage you cause to others, not your own car. Limits differ by state.
Ways to pay less in Wyoming
- Minimum limits are low. One serious accident can exceed them and leave you personally liable.
- Many drivers add higher liability limits for a small extra cost.
- Check your state's minimum limits on its DMV or insurance department site.
Frequently asked questions
How much is liability insurance for a car?
In Wyoming the typical price is about $640 a year ($53 a month), with a range of $370 to $1,150.
Is minimum coverage car insurance more expensive in Wyoming than average?
It is 18% below the US average of $780.
Is this a quote?
No. It is a modelled estimate. Get quotes for your exact situation.
Sources and method
- Insurance Information Institute: auto and homeowners insurance facts
- NAIC: average premium reports and consumer insurance guides
- Estimates only, not an insurance quote
Page last updated November 2026. See our editorial policy and disclaimer.