Pet Insurance for Cats Cost in Texas
Pet insurance for cats in Texas costs about $360 a year ($30 a month), which is close to the US average. Most prices fall from $200 to $690.
Pet Insurance for Cats Cost in Texas
| Low | Typical | High | |
|---|---|---|---|
| Texas | $200 | $360 | $690 |
| US average | $200 | $360 | $700 |
Insurers price by state because accident rates, theft, storms and legal costs differ from place to place. We rank Texas number 28 of 51 from cheapest to most expensive (1 is cheapest). State factor used: 0.99 (1.00 is the US average).
What the price covers
The figures are for an accident and illness plan for one adult cat. Cats cost less to insure than dogs because claims are smaller on average.
Ways to pay less in Texas
- Sign up early; premiums rise with age and conditions are excluded once they appear.
- Compare accident-only and accident-and-illness plans.
- Check waiting periods before coverage starts.
Frequently asked questions
How much is pet insurance?
In Texas the typical price is about $360 a year ($30 a month), with a range of $200 to $690.
Is pet insurance for cats more expensive in Texas than average?
It is close to the US average of $360.
Is this a quote?
No. It is a modelled estimate. Get quotes for your exact situation.
Sources and method
- Insurance Information Institute: auto and homeowners insurance facts
- NAIC: average premium reports and consumer insurance guides
- Estimates only, not an insurance quote
Page last updated November 2026. See our editorial policy and disclaimer.