Tax Refund Calculator
Estimate your federal refund or amount owed. Change the numbers and the result updates instantly.
How it works
Your refund is the tax you already paid through withholding minus the tax you actually owe. Enter your income, filing status, the federal tax withheld in the year and any tax credits. The calculator subtracts the standard deduction and any pre-tax retirement contributions, then applies the 2026 federal brackets.
Example
This is a simplified estimate for wage earners who take the standard deduction. Itemized deductions, self-employment income and many credits change the result, so use it for planning only.
Tips
- Change one input at a time to see what moves the result most.
- Use realistic rates. Check current averages before you decide.
- Results are estimates and do not replace advice from a licensed professional.
Frequently asked questions
Is this calculator free?
Yes. There is no sign-up and nothing is stored on our servers; the math runs in your browser.
How accurate is it?
It uses standard formulas, but real offers include fees, rate changes and taxes that can differ. Treat the result as an estimate.
Sources and method
Page last updated November 2026. See our editorial policy and disclaimer.